Money Clips

By popular demand, here is a summary of our 2010 tips to save money while gardening. As always, if you are looking for more details about each of these tips you can find them under our money savings tips blog at our website http://www.crazy4moneyclips.com.

1) Buy plants on clearance; save their life.

2) Forgo Lawn Chemicals

3) Maintain your own Lawn

4) Try Cutting Your Own Grass

5) Outside Water Meter for Sprinkling Only

6) Don’t Pay for Public Property

7) Stuff See what Free Stuff your County Offers

8) Erosion may be a County Problem

9) Grow Your Own Spices

10) Invest in a Soaker Hose

11) Plant Trees for Shade

12) Plant Perennials

13) Use Ground Covers Instead of Mulch

14) Give Plants as Gifts

15) Grow Vegetables

16) Grow spices

17) Find some fellow gardeners and share seeds

18) Learn to love the many uses of vinegar

More detailed information on each of these tips can be found on the blog at http://www.crazy4moneyclips.com. The money clip web site’s blog is designed to help you keep your money in your pocket.

Remember, if you like these tips please feel free to pass them on. It helps me to grow my business. As a small business owner, our marketing is word of mouth and building trusted relationships with people.

If you have tips of your own that you’d like to share, please email me and I’ll share with appropriate attribution (I’ll give you credit). Trying to keep your money in your pocket? Remember to use a money clip.

Crazy 4 Money Clips

Crazy Bill Wilson Copyright 2010

After sharing each of our saving’s tips, we consolidate the tips into lists that are posted under our money savings lists blog. Below is our summary of Mother’s Day Savings Ideas. As always, if you are looking for more details about each of these tips you can find them under our money savings tips blog at our website www.crazy4moneyclips.com. Keep your money in your money clip with www.Crazy4MoneyClips.com.

1) Breakfast in bed vs Brunch for Mother’s Day

2) Homemade jewelry for Mother’s Day

3) Do Mom’s Spring Cleaning 4 Mother’s Day

4) Everyone Chip in for a Spa Day 4 Mother’s Day

5) Buy your Mother’s Day Gift Off Season

6) Growing Flowers for Mothers Day Saves Money and Brings lots of Pleasure

7) Plant a tree for Mother’s Day

8) Spend time with your Mom on Mother’s Day

9) A photo book or album for Mother’s Day

10) homemade gifts for mother’s day

More detailed information on each of these tips can be found on the blog at http://www.crazy4moneyclips.com - Keep your money in your money clip.

Remember, if you like these tips please feel free to pass them on. It helps me to grow my business. As a small business owner, our marketing is word of mouth and building trusted relationships with people.

If you have tips of your own that you’d like to share, please email me and I’ll share with appropriate attribution (I’ll give you credit). Trying to keep your money in your pocket? Remember to use a money clip.

Crazy 4 Money Clips

Crazy Bill Wilson Copyright 2010

By popular demand, here is a summary of the 2010 ways to save money with a credit card. No kidding, put your credit card to work for you. Rather than paying late fees, interest charges, penalties, and thinking of your credit card as a necessary evil, put your card to work for you as part of your new cost saving strategy. As always, If you are looking for more details about each of these tips you can find them under our money savings tips blog at our website http://www.crazy4moneyclips.com.

Top 12 Credit Card Savings Ideas

1) Limit your number of credit cards – With Credit Cards, less is more.

2) Don’t Carry a Balance – Carrying a balance is the most expensive way to borrow cash - don’t do it.

3) Use Credit not Debit – Pay with Credit and use someone else’s money for the month vs. yours.

4) Don’t Pay Renewal Fee’s – Why pay a fee when you probably don’t have too.

5) Pay your Bills On time – Don’t get hit with a late fee.

6) Look at your Credit Card Statement – Make sure you weren’t double charged, charged for something you didn’t buy, and that you receive all credits from returns.

7) Get a Credit Card that gets you Stuff – As long as you are spending anyway, it never hurts to rack up a few points

8) Check your credit score – Better your credit score, the better rates and higher limits you should qualify for.

9) Don’t take a cash advance on your credit card - On cash advances you pay interest from the moment you take the advance. Very expensive. Don’t do it.

10) Don’t go over your credit limit - Again, if you do this, there will be penalty fees.

11) Be Careful of 0% interest teasers – There is no such thing as a free lunch and though free for a few months, typically it adjusts way up.

12) Set a Credit Card Budget – It helps to know your limits.

13) Consolidate Bills for Your Benefit – Simplify your life.

These tips brought to you by www.crazy4moneyclips.com

Remember, if you like these tips please feel free to pass them on. It helps me to grow my business. As a small business owner, our marketing is word of mouth and building trusted relationships with people.

If you have tips of your own that you’d like to share, please email me and I’ll share with appropriate attribution (I’ll give you credit). Trying to keep your money in your pocket? Remember to use a money clip.

Crazy 4 Money Clips

Crazy Bill Wilson Copyright 2010

By popular demand, here is a summary of the 2010 Tax cost savings that you should keep in mind when filing your taxes.  If you go over this list and think you may be missing some of your tax breaks, it would be a good time to file an extension so that you can claim all your savings.  If you are looking for more details about each of these tips you can find them under our money savings tips blog.

1) Don’t overpay property tax - house values are down, taxes should be down.
2) Know when to File your own taxes.
3) Make sure you get appropriate tax credits
4) Take advantage of healthcare and childcare spending accounts.
5) Check the number of deductions on your W4
6) Pay taxes on time or file deferral
7) Contribute to a 401K Plan
8) Deduct Business Expenses – Save your Receipts
9) Income < $57K, get FREE tax preparation
10) If you can not freefile then efile
11) Remember your many house deductions
12) Take the Earned Income Credit if You Only Worked a Little
13)  Tax Credits for College
14)  2010 Haiti Donation Deduction
15)  Don’t miss out On 2009 popular tax breaks.
16)  Don’t forget to take your losses.

Remember, if you like these tips please feel free to pass them on. It helps me to grow my business. As a small business owner, our marketing is word of mouth and building trusted relationships with people.

If you have tips of your own that you’d like to share, please email me and I’ll share with appropriate attribution (I’ll give you credit). Trying to keep your money in your pocket? Remember to use a money clip.

Crazy 4 Money Clips

Crazy Bill Wilson Copyright 2010

1) Always purchase the cheapest gas.

2) Fill up your tank in the morning when it’s cold. You’ll get more for your money.

3) Plan on keeping your car forever and take care of it.

4) When you bring it in for servicing, ask them to wash it – many will do this gratis.

5) Be sure to always tighten your gas cap. Gas can evaporate and cost you money.

6) Don’t carry extra stuff in your car. The heavier it is the more gas it takes.

7) Combine errands so that you are driving less.

8) If you have teenagers, designate the teenager as the primary driver of your oldest car.

9) Buy your tires at discount chains but check the side of the tire for the year they were made.

10) Buy a used car.

11) Don’t waste time and money warming up your car.

12) Don't start and stop engine needlessly.

13) Don’t “rev” your engine.

14) Keep windows closed when traveling at highway speeds.

15) Drive Steady.

16) The light turns green, don’t gun it!

17) Don’t overfill your tank

18) Try to hit the green lights

19) Don’t take the scenic route

20) Accelerate into hills

21) Park to Avoid Reverse

22) Keep your tires inflated

23) Carpool

24) Change your air filter

25) Use the Right type of Oil and Keep it Clean

26) Don’t Drive With Icicles on Car

27) Don’t Drive with Snow Tires All Year Round

Remember, if you like these tips please feel free to pass them on. It helps me to grow my business. As a small business owner, our marketing is word of mouth and building trusted relationships with people.

If you have tips of your own that you’d like to share, please email me and I’ll share with appropriate attribution (I’ll give you credit). Trying to keep your money in your pocket? Remember to use a money clip.

Crazy 4 Money Clips

Crazy Bill Wilson Copyright 2010

Top 16 Insurance Saving Tips:

Based on popular request, I’ve segmented the recent cost savings tips on Insurance so that you have them all in one place. For more details see the individual blog posts.

1) Raise your deductibles on your insurances.

2) Only make claims when they are sizable.

3) Pay annually for reduced rates

4) Buy term not whole life

5) Use same company for all insurance needs for volume discounts

6) Ask for special discounts: home safety, safe driver, senior

7) Get quotes from multiple carriers

8) Let your teen drive the oldest car

9) Insure your house not the land

10) Check on Low Milage Discounts

11) Check for Alarm System Discounts.

12) Safe home means lower premiums; alarms, smoke detectors, deadbolts

13) Stop Smoking; fires are cause by cigarettes so smokers pay more.

14) Go for group coverage

15) Live in a high risk area – look for private insurance.

16) Check your credit score

Remember, if you like these tips please feel free to pass them on.   It helps me to grow my business.  As a small business owner, our marketing is word of mouth and building trusted relationships with people.

If you have tips of your own that you’d like to share, please email me and I’ll share with appropriate attribution (I’ll give you credit). Trying to keep your money in your pocket?  Remember to use a money clip.

Crazy 4 Money Clips
Crazy Bill Wilson Copyright 2010